Today I wanted to take a moment to review the way to get to get a free credit report. There are many sites out there that will solicit you to get your credit report for a fee. This site https://www.annualcreditreport.com is the one that is sponsored by Equifax,Transunion and Experian to give consumers a free credit report. Please watch the video as I review the options for getting a free credit report from the right source. Read more →

www.MMahoney.com | Your Boston Realtor | 617.980.9025 I wanted to take a moment today and go over the items which will affect your credit score. The best thing you can do is pay your bills on time. Please listen in as I discuss what makes up your credit score. Read more →

5 Factors That Decide Your Credit Score Credit scores range between 200 and 800, with scores above 620 considered desirable for obtaining a mortgage. The following factors affect your score: 1. Your payment history. Did you pay your credit card obligations on time? If they were late, then how late? Bankruptcy filing, liens, and collection activity also impact your history. 2. How much you owe. If you owe a great deal of money on numerous accounts, it can indicate that you are overextended. However, it’s a good thing if you have a good proportion of balances to total credit limits.... Read more →